Bancassurance
With CIH BANK, the future of your business is protected.
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A solution to protect your business and your loved ones.
CIH BANK helps you safeguard your business against life's uncertainties by subscribing to Avenir Compte Pro. This product offers insurance coverage linked to the balance of your professional current account. In the event of death or total and permanent disability, it guarantees a capital payout to the designated beneficiaries.
This product is guaranteed by AtlantaSanad.
Its Benefits:
- Payment of a capital amount to beneficiaries based on the account balance.
- Exemption from repaying any debit balance identified in your account.
- Multiple coverage options to suit every budget.
Risks Covered:
The contract covers the following risks, within the chosen option:
- Fire/explosion/water damage.
- Theft or attempted theft/vandalism.
- Civil unrest.
- Collapse or threat of collapse.
- Storm, hurricane, cyclone, hailstorm.
A formula to ensure the continuity of your company.
Whether you run a large enterprise, an SME, or are self-employed, CIH BANK helps you secure the stability and continuity of your business with "Key Person" insurance. This insurance guarantees a capital payout of up to 7 million dirhams in the event of the death or total and permanent disability of a key person in your company, such as the director, partner, administrator, or any other employee whose expertise is essential to your business.
This product is guaranteed by AtlantaSanad.
Its Benefits:
- Compensation for the decrease in turnover in the event of the key person's death or disability.
- Coverage for reorganization expenses.
- Maintenance of the company's image and the trust of suppliers, collaborators, customers, and partners.
- Favorable taxation: deductibility of premiums from the taxable profit of the company.
- Guaranteed capital payout upon death or total and permanent disability.
Beneficiaries:
The contract covers, within the chosen option, the following individuals:
- The insured person.
- Their spouse(s).
- Their children, up to 21 years old, and up to 25 years old if they are pursuing their studies.
- The ascendants of the insured person or their spouse for whom the corresponding premium has been paid.
A solution to protect your means of payment in case of loss or theft.
With the Avenir Himaya solution, you are covered in case of loss or theft of your means of payment, official documents, or keys, both in Morocco and abroad. CIH BANK also allows you to be reimbursed for funds carried in case of theft by aggression.
This product is offered by CIH COURTAGE, an insurance intermediary regulated by Law 17-99 on insurance / Approval No: C257153642010780 / Approval Date: 26/11/2010.
Product guaranteed by the insurance and reinsurance company AtlantaSanad.
Its Benefits:
- International coverage at a national rate.
- Protection against the consequences of funds theft during transportation between your business premises and the bank branch.
- Simplified claims processing.
Complete protection against professional risks.
Whether you're a trader, craftsman, or self-employed professional, by subscribing to Assur Pro, protect your business with comprehensive coverage against professional risks (coverage of movable and immovable professional assets, professional liability, etc.).
This product is offered by CIH COURTAGE, an insurance intermediary regulated by Law 17-99 on insurance / Approval No: C257153642010780 / Approval Date: 26/11/2010.
Product guaranteed by the insurance and reinsurance company AtlantaSanad.
Its Benefits:
- Comprehensive protection for your business.
- Multiple coverage options.
- Extension of certain guarantees without additional premium (natural disasters, fire and water damage outside the premises, etc.).
- Competitive and unique pricing compared to market premiums.
Protection against construction risks.
CIH BANK allows you to cover the risks and damages caused to the construction work and equipment used during the execution of the project throughout the construction period. All Risks Construction Insurance covers all participants in the construction project (developers, contractors, subcontractors, suppliers) for the tasks they perform on the construction site.
Its Benefits:
- Coverage of all risks related to damages to the construction work, including material and bodily damage in case of fire, explosion, theft, collapse, storm, and more.
- Coverage of material and bodily damages caused to third parties due to the execution of the construction work.
- Coverage during both the construction phase and the year following completion.
- Coverage for all participants on the construction site.
Comprehensive travel assistance for your trips in Morocco and around the world.
With the CIH BANK Secours Monde service, you and your family can benefit from a range of assistance services worldwide, 24/7:
- Medical assistance
- Assistance in case of death
- Assistance for immobilized vehicles
- Assistance in case of theft of insured vehicles
- Legal assistance abroad
Product compliant with consular requirements for obtaining visas.
This product is guaranteed by Africa First Assistance.
Its Benefits:
- Coverage of your medical expenses abroad, up to 350,000 MAD.
- 24/7 assistance in Morocco and abroad.
- Contract providing attestation for obtaining Schengen visas.
